About

WIPP is a national nonpartisan public policy organization advocating on behalf of its coalition of 4.7 million business women including 75 business organizations. WIPP identifies important trends and opportunities and provides a collaborative model for the public and private sectors to increase the economic power of women-owned businesses.

More about WIPP

 

 

Recommended Blogs

 

 

The Affordable Care Act is working to deliver affordability, access, and quality to millions of Americans across the country.

Looking for health insurance that fits your needs and your budget? Look no further than the Health Insurance Marketplace. All plans in the Marketplace cover essential health benefits, pre-existing conditions, recommended preventive care and more. Open enrollment begins November 15. Enroll by December 15, 2014 for coverage that starts January 1, 2015. To find the latest, most accurate, information about the Marketplace visit HealthCare.gov.

If you have health coverage through the Marketplace, it's time to review your plan and decide if you need to make changes for 2015. Every fall, your health insurance company sends you a letter explaining changes to premiums and benefits for the coming year. You can choose to stay in your current plan (as long as it's still offered) or make changes. If you don't take action by December 15, 2014, you could miss out on better deals and cost savings.

It's easy to renew. There are 5 steps to stay covered: 

1.     Review: Plans change, people change. Every year insurance companies can make changes to premiums, cost sharing or benefits and services they provide. Review your plan's 2015 coverage to make sure it still meets your needs and you're getting the best plan for you. 

2.     Update:  Starting November 15, visit HealthCare.gov and log into your Marketplace account. Answer a few questions to get to your 2015 application - it will be pre-filled with your latest information from 2014. Step through each page of your application and make changes if you need to. This is important - even if none of your information has changed, you might be eligible for lower costs than last year! You also can call the Marketplace Call Center at 1-800-318-2596 to review or make updates over the phone.

3.     Compare:  Log into your Marketplace account and follow the "Enroll To Do List" on HealthCare.gov to compare 2015 plan costs and benefits. New and more affordable plans may be available in your area this year. If you decide to stay in your current plan, follow the directions to search by that plan's 14-digit ID - you can find the ID on the letter from your plan. Or, call the Marketplace Call Center at 1-800-318-2596 for help.

4.     Choose:  Choose a health plan for 2015. You can keep the same plan (as long as it's still offered) or select a new one that better fits your needs. If you want to stay enrolled in your 2014 plan, use the plan ID in the letter you get from your health plan.

5.     Enroll: The Marketplace open enrolment period begins on November 15. Make sure to review, update, compare and choose by December 15 to have any changes take effect on January 1.  Stay covered for 2015! Contact your plan to confirm your enrollment. Make sure to pay your premium.

If you don't finish all of the steps by December 15, we'll try to enroll you automatically so you stay covered. But this coverage might not be your best option for 2015 and you could miss out on cost savings.

If you have questions or need to find someone who can help you in person, we can help. Find local help at: Localhelp.healthcare.gov/

Or call the Marketplace Call Center at 1-800-318-2596. TTY users should call 1-855- 889-4325. The call is free.  

Happy National Cyber Security Awareness Month! It may not sound as sexy or cool as National Ice Cream Month (July), or National Jazz Appreciation Month (April), but cyber security is just as, if not more, important. In fact, Cyber Security Awareness Month is the only national awareness month out of the aforementioned that is administered and promoted by the Department of Homeland Security. Sound important yet? It should. Although we all use the internet, few of us take the time to make sure our connections are secure, our information is safe and our assets are protected. Well, this month is the time to do it. 

The Department of Homeland Security, along with the National Cyber Security Alliance, has outlined a number of topics to consider this month. Among them is the secure development of IT products, critical infrastructure and the internet of things, cyber crime and law enforcement, and cyber security for small and medium sized business and entrepreneurs. For your convenience, the DHS has even outlined tips for insuring cyber security for small and medium sized businesses, as follows:
  • Use and regularly update anti-virus and anti-spyware software on all computers; automate patch deployments across your organization to protect against vulnerabilities. 
  • Secure your internet connection by using a firewall, encrypting information, and hiding your Wi-Fi network. 
  • Establish security practices and policies to protect sensitive information; educate employees about cyber threats and how to protect your organizations data and hold them accountable to the Internet security policies and procedures.
  • Require that employees use strong passwords and regularly change them.
  • Invest in data loss protection software for your network and use encryption technologies to protect data in transit.
  • Protect all pages on your public facing websites, not just the checkout and sign up pages. 
Although these tips are crucial, they are just the beginning. Small and medium sized businesses are especially vulnerable to cyber security threats, as they often lack the resources to build a comprehensive cyber security system, yet they store significant amounts of sensitive data. To learn more about what you can do to protect yourself and your organization, access the Stop.Think.Connect.Toolkit created especially for small businesses. 
Safely surf on! 


Thank you POLITICO,The Tory Burch Foundation and Google for hosting a two part "Women Rule: Cracking the Code" event in the San Francisco Bay Area. A panel which included Jennifer Granholm, former Governor of Michigan, Janet Napolitano, President of the University of California system and former U.S Secretary for Homeland Security, and Vivek Wadhwa, Stanford Law School professor, created an electrifying conversation with several hundred women, and a few men, about Changing the Course: Fostering a New Culture for Women in Tech. The full event may be viewed here

The audience learned from Professor Wadhwa that in order to make change, the tech industry needs to stop blaming the pipeline. There is no pipeline problem in an industry that is hiring male dropouts and even placing them on their board of directors. An overhaul needs to occur with the interviewing process at most tech companies. Today, both the interviewing environment and the questions posed during the interview favor males who spend hours using technology as a toy rather than a tool. And most obvious according to Wadhwa is that women have workplace needs that differ substantially than men, especially women who are seeking work-family balance. Obtaining women friendly policies will be integral to fostering a new culture for women in tech. 

When asked what can the federal government do to make changes for women, Janet Napolitano referenced the government's ability to contract with women owned small businesses (WOSB). Her advice was for women to get into the procurement fight and seek federal contracts. She added, if and when contracts are written not for an entire airplane carrier but for parts of it, then more women and minorities will become winners in the Request for Proposal arena. Breaking an RFP into pieces is key to the dollars being spread across a wider field, one that includes women and men. WIPP attendees were delighted by this message, since it works hard to have WOSBs at the ready to get into the procurement "fight". 

Former Governor of Michigan Jennifer Granholm has a new role at the University of California's School of Engineering. She raised concerns about the number of women who drop out of tech along the way to a fulfilled career. She sees culture in the tech workplace as a key factor. In her closing remarks her call to action encouraged audience members to vote for people who will change the world the "right way". Put people in office whom you trust. 

Preceding the "Change the Course" panel was an equally stimulating one on "Rules of the Road: How can women enhance their changes of being heard in tech?". Among the three participants, there was consensus about the need for women to be relentless, authentic, and curious. Advocacy in the Capitol was viewed as being key to having women's voices heard. Done correctly, Congress can be a partner, a leverage point for solutions brought to them by constituencies like WOSBs. The WOSB legislation that WIPP obtained is an excellent example of just that, as is the July 2014 Senate Committee on Small Business and Entrepreneurship hearing on women owned business issues for which WIPP and other groups created a standing room only audience. Panelists included: Dr.Genevieve Bell, Intel Corporation- Vice President and Intel Fellow, Danae Ringelmann, Indiegogo- Founder and Chief Development Officer, Tina Sharkey, iVillage- CEO, Foundry, Co-Founder. 

Key people: Janet Napolitano, UC California- President,Janet Granholm- Former Governor of Michigan, Viviek Wadhwa, Stanford University Law School Fellow, Dr. Genevieve Bell, Intel Corporation- Vice President and Intel Fellow, Danae Ringelmann, Indiegogo- Founder and Chief Development Officer, Tina Sharkey, iVillage- CEO, Foundry, Co-Founder. 

Join the conversation on Twitter: #WomenRule

Join the Women Rule Google+ Community 





NCRC map.jpg





















A new report issued by the
National Community Reinvestment Coalition found large, unsettling inconsistencies in lending patterns for small businesses starting in the years following the Great Recession. The report, Small Business Lending Deserts and Oases, outlines the ways in which access to credit for small businesses is affected by geographic and demographic characteristics. Although overall lending to small businesses plummeted during the Great Recession, women and African-American owned small businesses were found to be disproportionately affected, along with small businesses located in the Midwest and the South. Importantly, the NCRC found that counties with little access to Women Business Centers (WBCs) or Community Development Financial Institutions (CDFIs) had the lowest rates of lending for small businesses. The report spanned both the private sector and federally funded lending, painting a comprehensive picture of the barriers that small business owners are facing today.

The NCRC made several recommendations for leveling the playing field when it comes to small business loans, among them increasing the number of WBCs and CDFIs in the so-called "lending deserts". The NCRC also recommended additional research, especially on the lending patterns in the private sector. Although this report affirms the findings of studies before it, it sheds a new light on both the geographic and demographic disparities in small business lending, and confirms the need for proactive programs such as WIPP's Women Accessing Capital program. 

The report was funded through the WE Lend Initiative, established by the Sam's Club Giving Program to increase access to capital for women entrepreneurs. WIPP partners with NCRC on the WE Lend Initiative, which also is assisting Women Business Centers in becoming micro-lenders and preparing standardized financial education curriculum for women business owners utilizing these Centers. 

Last week, Apple announced the release of the iPhone 6 and 6 Plus, which feature a larger and thinner screen like many devices currently on the market offered by Apple's competitors for some time. To date, the new devices have doubled the number of orders placed the first day the iPhone 5 was released. In the wake of Apple's big announcement, it is important to see how far technology has come in the smartphone space. Since the first smartphone in 1994, IBM's Simon, to the introduction of the scrolling wheel by BlackBerry in 2003 and Samsung's launch of the first phablet in 2012, technology continues to make significant strides. Smartphone manufacturers are fiercely competing with one another to bring new features, innovations, and applications to their devices.  Women Impacting Public Policy (WIPP) has created an infographic that illustrates the evolution of this dynamic market and shows just how far technology has come in a relatively short time - benefiting consumers and business owners alike.  Technological advances in this space directly impact women and minority owned businesses that need fully equipped yet affordable devices to conduct efficient, and successful, business operations. Advancements in smartphone technology have lowered startup costs and improved access to information technology for businesses and help them compete in today's digital economy.


History of the Smart Phone.jpg
Click here to view and download the infographic.

 

Search

 

Subscribe Subscribe to this feed

 

Blog Categories

 

Recent Posts

 

Calendar

 

Contact Us >